Multiple Digital Wallets Ecosystem

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Through this ecosystem, users will be able to create & delete any number of digital wallets as they want. They could also send these wallets to their loved ones (even to people without a bank account)

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Users will be able to split their monthly expenses for example into different wallets for better management of their finances.

Users will be able to create group/shared wallets that can be accessed by multiple people. This would help in easy tracking, splitting and managing of the groups expenses.
For Example, 4 roommates would create one wallet where everyone would chime in money beforehand and further, every payment made, would automatically be split amongst the group which would lead to higher efficiency of tracking and splitting of expenditure.

Digital receipts for every transaction made through any of the wallets will be accumulated in those wallets.